Do you have what it takes to be a billionaire, or will you lose it all?

By: Kennita Leon
Estimated Completion Time
3 min
Do you have what it takes to be a billionaire, or will you lose it all?
Image: Shutterstock

About This Quiz

Making it big and being financially successful comes easy to some. Earning money, saving money and making good investments are all necessary steps on the road to becoming a billionaire. So do you have what it takes, or will your empire fall apart?
Which word best describes the way you handle money?
Wise
Vigilant
Careless
Wild
What do you spend the most money on?
Rent
Clothing/shoes/accessories/gadgets
Food
Entertainment
How much are you willing to spend on a good pair of jeans?
Less than $50
Less than $100
No more than $500
Close to $1,000

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Which currency is the best?
Yen
Dollars
Euros
Pounds
Are you team debit card or credit card?
Neither
Team debit
Both
Team credit
What do you usually do with your spare change?
Put it in my piggy bank
Keep it in a jar and make frequent trips to the bank to change it
Put it in the tip jar
Keep it in my wallet - you never know when you’ll need it

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Where is the safest place to put your money?
The bank
A credit union
The stock market
In slot machines
What kind of house do you live in?
Cottage
Brownstone
Condo
Mansion
How much of your salary is dedicated to your rent or mortgage?
None of it
10% - 30%
30% - 50%
50% or more

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What do you use to buy groceries?
Cash
A debit card
Check
A credit card
Finish the sentence: Credit cards are __________.
The devil.
A pain in the butt.
Very convenient.
The best thing since sliced bread.
What do you do when you see something you want, but you can’t afford it?
I forget all about it.
I find a cheaper alternative.
I save for it.
I can afford anything.

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Are you currently in debt?
Nope
Just a few thousand
Less than $10k
Up to my eyeballs
If you really need some money, where/who do you borrow it from?
My savings
Family
Friends
My credit card - duh!
Would you lend money to a friend or family member?
Only in an emergency
It depends on what it’s for
Of course I would
They wouldn’t have to pay me back

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How often do you donate money?
Almost never
Once in a blue moon
Every few months
Every month
What percentage of your credit card balance do you pay each month?
I don’t have a credit card
All of it
Most of it
Half or less
Who does your taxes?
I do them
My parents or sibling
I pay someone to do it
I’m not sure, but they’re always done

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What does your retirement plan look like?
I have lots of savings
401k and IRA, baby
Investments
I’m going to marry rich
How do you usually celebrate your birthday?
A small affair
A gathering of close friends and family
A trip to an exotic location
The party of the century
How much do you normally spend on Christmas presents?
Less than $500
Less than $2,000
Between $2,000 and $5,000
I don’t know, budgets aren’t my thing

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What ultimately determines whether you buy something or not?
The price
Value
Newness
How hot it is
If you went to Sin City, how much would you allocate for gambling?
$0
$200
$500
$1,000 or more
When you go out to eat, how much of a tip do you leave?
5%
10%
20%
25%

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Do you usually take a long time to make major financial decisions?
I take ages
Maybe about a month
A couple of weeks
A few days, at most
How do you feel about saving money?
I really enjoy saving
I try very hard to do it every month
I have lots of trouble saving
I think it’s for losers
How do you feel about budgets?
They’re the best
They keep me on track
They can be quite annoying
Budgets are for losers

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If you won a billion dollars, what is the first thing you would do?
Put it all in the bank
Put most in the bank and spend a little
Go on an extravagant vacation
Buy something extremely expensive
What is your goal when it comes to money?
To save enough to never worry when I get old
To satisfy my basic needs and live comfortably
To make as much money as possible
To live lavishly
How much money do you think you need (annually) to live a comfortable lifestyle?
$50,000
$100,000
$250,000
$500,000 or more

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You Got: